have credit that is bad or simply just found its way to the UK

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan

Every we support people as they achieve their money goals, build their credit profile and acce better loan rates day. During the exact same time, by utilizing our mobile application to settle on time, Oakam clients are changing the lending industry, making credit le costly and much more acceible for everybody.

Join our community of 150,000+ clients.

brand New consumer? Begin today with that loan from ?100 to ?800. Fast turnaround without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right here.

Current clients can borrow as much as ?5,000 and graduate to a yearly rate of interest of 49% (variable) with your Big Plus loan.

  • Acce cheaper prices as time passes and boost your credit score
  • Quickly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup fees. No late or repayment that is early
  • susceptible to terms

    Apply with full confidence

    Fill our safe application that is online get a determination in mins. No setup costs, no belated charges with no very early payment costs.

    Begin your Oakam journey

    Place your loan to utilize the Oakam application, develop your credit score as time passes and create your solution to a brighter future that is financial.

    Tailor your loan

    Acce lower prices and bigger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more info

    Get in on the customers that are 150,000 trust us

    We’re more than simply a cash loan provider: we’re for a miion to produce credit that is acceible truth for several.

    Install our mobile application

    The Oakam mobile software will enable you to use along with assistance you handle your loan:

    • Make an application for a loan
    • Always check your outstanding balance
    • See your next payment time
    • Review your payment routine
    • Reasons why you should join Oakam

      Bad credit? We are going to pay attention

      We’ll tune in to your story if you’re on advantages, have credit that is bad or just found its way to great britain. We’ve caused it to be our miion to split down barriers that are financial enhance acce for several.

      No house visits – ever!

      Cash is a matter that is private we ensure that is stays in that way. Think about us as an option to doorstep loans. We’ll never ever knock on your own home and you may constantly reach us online or higher the telephone.

      No concealed shocks

      At Oakam you’re constantly in https://installmentloansgroup.com/payday-loans-la/ charge. Our items are simple and transparent. We don’t charge fees that are late there’s no cost aociated with repaying early.

      Your connection up to a brighter future that is financial

      You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of assisting you to create your credit profile in the long run.

      Handle the Oakam app to your loan

      Acce your loan and payment schedule by getting our software, and use for tops ups and loans that are new the long run.


      Oakam provides direct and easy services that are financial individuals who find it hard to borrow from banking institutions. We provide accountable acce to credit consequently they are specialized in serving our clients with respect.

      Every time we help individuals because they achieve their funds objectives, build their credit profile, and acce better loan rates. In the time that is same through the use of our mobile software to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for all.

      How can it work?

      It’s simple! It is possible to use on our site, or via our mobile application. The software may be downloaded through the Apple iStore for iPhone products, or from the Bing Enjoy shop for Android os products. In the event your application is authorized, the money could be provided for your money on the exact same time. Many candidates that are succeful their loans within an hour or two to be authorized.

      Susceptible to status. In the form, we’ll ask you for the month-to-month earnings and spending in information, so that you can concur that it is possible to pay for the monthly repayments on the lifetime of the mortgage.

      Does Oakam do a credit search?

      Yes. But we try not to solely base our decision on your credit rating. At Oakam we recognize that life does not go as planned always. We comprehend you will probably have come across financial hardships in the last so that as a result, you may possibly have an undesirable credit rating. Unlike other loan providers though, Oakam will maybe not immediately blacklist you have mied repayments. Your credit rating and affordability aement assist us comprehend your present situation when we ae the job for a financial loan.

      Therefore, also we might still be able to help if you have been declined by other lenders in the past.